Bank Account Bonuses and Promotions (Up to $3,000)
Bank Account Bonuses and Promotions (Up to $3,000)
The Best Bank Account Bonuses and Promotions
Are you looking to open a new bank account? Well, we’ve got some good news for you! Banks are competing for new customers by offering generous bonuses and promotions. Whether you’re in need of a personal checking account, a savings account, or a business account, there are plenty of enticing offers available. So, let’s dive into the world of banking and explore some of the best bank account bonuses and promotions available in July 2023.
Checking Account Bonuses
Let’s start with checking account bonuses. Here are some of the best offers currently available:
- Chase Private Client Checking℠: Earn up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Citigold® Checking Account: Earn up to $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- Citi Priority: Earn up to $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- Huntington Bank Platinum Perks Checking: Earn $600 cash bonus for eligible new customers who open a new, qualifying Huntington Platinum Perks Checking account by Oct. 7, 2023 with qualifying activities.
- BMO Harris Premier Account: Earn $500 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days.
- U.S. Bank Smartly® Checking: Earn up to $500 when you open a new U.S. Bank Smartly® Checking account online and complete qualifying activities.
- Huntington Bank Perks Checking: Earn $400 cash bonus for eligible new customers who open a new, qualifying Huntington Bank Perks Checking account by Oct. 7, 2023 with qualifying activities.
- PNC Bank Virtual Wallet®: Earn $100 when you open Virtual Wallet and establish total qualifying direct deposits of at least $500 in the first 60 days, $200 when you open Virtual Wallet with Performance Spend and establish total qualifying direct deposits of at least $2,000, or $400 when you open Virtual Wallet with Performance Select and establish total qualifying direct deposits of at least $5,000 (offer ends 08/31/2023).
- Wells Fargo Everyday Checking Account: Earn $300 bonus with a minimum opening deposit of $25 and receive a total of $1,000 or more in qualifying direct deposits to your new checking account within 90 calendar days of account opening (offer ends Sept 26, 2023).
- And many more!
Savings Account Bonuses
If you’re interested in opening a savings account, you can also take advantage of some great bonuses:
- U.S. Bank Standard Savings Account: Earn up to $400 when you open a new U.S. Bank Standard Savings Account online and complete qualifying activities.
- Alliant High-Rate Savings Account: Earn $100 bonus when you deposit at least $100 a month for 12 consecutive months.
- Bask Bank Mileage Savings Account: Earn up to 20,000 bonus AAdvantage® miles to new and existing Bask Mileage Savings Account customers who make new deposits of at least $10,000.
Business Account Bonuses
For those of you with a business, here are some enticing offers for business accounts:
- Huntington Bank Unlimited Plus Business Checking: Earn $1,000 cash bonus after making a deposit of at least $20,000 within 30 days of account opening and maintain a minimum daily balance of $20,000 for 60 days after meeting deposit requirement (offer ends 9/7/23).
- U.S. Bank Silver Business Checking Package: Earn up to $750 bonus when you open a new, eligible U.S. Bank business checking account online with promo code AFL23 and complete qualifying activities.
- PNC Treasury Enterprise Plan and PNC Analysis Business Checking: Earn $500 when you open an account by 09/30/23 and maintain a combined monthly collected balance of $30,000 for each of the first three statement cycles.
- Chase Business Complete Checking: Earn $300 bonus after completing qualifying activities including total deposits of at least $2,000 or $500 bonus after completing qualifying activities including total deposits of at least $15,000.
Expert Advice on Choosing the Best Bank Account Bonuses
To help you navigate through the numerous bank account bonus options, we reached out to banking and financial planning experts for their advice. Here’s what they had to say:
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- Mykail James, MBA, certified financial education instructor, BoujieBudgets.com, suggests considering specific bonus requirements such as direct deposit if you plan to use the account as your main spending account.
- Sophia Acevedo, certified educator in personal finance and banking reporter, Personal Finance Insider, advises considering the amount of money required to obtain the bonus and whether it aligns with your financial goals.
Frequently Asked Questions about Bank Account Bonuses
How to Qualify for the Best Bank Account Bonuses
Different bank account bonuses have different qualifying criteria. Let’s take a look at a few examples:
Chase Private Client Checking℠
- Bonus amount: $1,000 to $3,000
- Expiration date: October 18, 2023
- Qualifications: Both new and existing Chase Private Client customers are eligible. Eligible accounts include Chase personal checking and savings accounts, and J.P. Morgan Wealth Management non-retirement accounts.
- What you need to do: Visit the Chase bonus page, enter your email address to receive your promo code, and meet with a Private Client Banker to upgrade or open your account. Transfer at least $150,000 of qualifying new money or securities into eligible accounts within the first 45 days.
- When you’ll receive the money: The bonus will be deposited into your account within 40 days of fulfilling the requirements.
Citigold® Checking Account
- Bonus amount: Up to $2,000
- Expiration date: January 9, 2024
- Qualifications: You qualify as long as you haven’t had a Citi® checking account in the last 180 days and you’re 18 years old.
- What you need to do: Open an eligible account and meet the minimum deposit and balance requirements within 20 days of account opening.
- When you’ll receive the money: The bonus will be paid within 30 days after meeting all requirements.
Citi Priority
- Bonus amount: Up to $2,000
- Expiration date: January 9, 2024
- Qualifications: You qualify as long as you haven’t had a Citi checking account in the last 180 days and you’re 18 years old.
- What you need to do: Open an eligible account and meet the minimum deposit and balance requirements within 20 days of account opening.
- When you’ll receive the money: The bonus will be paid within 30 days after meeting all requirements.
It’s important to review the specific terms and conditions for each bank account bonus to ensure that you meet all the requirements and can maximize your rewards.
Now that you have a better understanding of some of the best bank account bonuses and promotions, you can make an informed decision about which offer suits your needs. Remember to consider factors such as minimum deposit requirements, account maintenance fees, and the duration of the bonus offer. Happy banking!
