Hunting for the Holy Grail The Ultimate Credit Cards for Your 2023 Holiday Online Shopping Spree
Top Credit Cards for Hassle-Free Online Holiday Shopping in 2023
Hey there, shopping enthusiasts! If you’re still recovering from the Black Friday and Cyber Monday madness, fear not! The pre-holiday shopping season is still in full swing. And guess what? You can earn some serious rewards while you shop online. Now, I know what you’re thinking – online shopping, rewards, where’s the connection? Well, it may not be a common bonus category, but trust me when I say that you can earn more than just pennies when you shop online.
Picture yourself strutting through a virtual shopping mall, credit card in hand, ready to snag those deals while earning some serious rewards. It’s like being in a never-ending game where you level up your rewards with every click. But to make the most of this game, you need the right credit card in your arsenal. That’s where we come in! Our team of experts has carefully curated a list of the best credit cards for online shopping in 2023. So, put on your shopping boots and let’s dive right in!
🏆 Best Credit Cards for Online Shopping of 2023
Imagine having a superpower that rewards you with cash back (or points) for every online purchase you make. Now, let me introduce you to our first contender, the Blue Cash Everyday® Card from American Express. This card is a cash back powerhouse, offering a whopping 3% cash back on U.S. online retail purchases (up to $6,000/year), as well as 3% back at U.S. gas stations and supermarkets. And that’s not all! You’ll also receive a 0% intro APR on purchases and balance transfers for 15 months. Talk about a triple threat!
Prefer a no-fuss approach? Look no further than the Wells Fargo Active Cash® Card. With a flat 2% cash back on everything you buy, there are no bonus categories or caps to worry about. Plus, they sweeten the deal with a $200 cash rewards bonus when you spend $500 in the first three months. Oh, and did we mention the 0% intro APR for purchases and balance transfers for 15 months? This card really knows how to keep things active!
Now, if you’re someone who likes to double their fun, the Citi® Double Cash Card is right up your alley. This card gives you a splendid 2% cash back on all your purchases. Yes, you heard that right – 2% on everything! And as a cherry on top, you’ll enjoy a 0% intro APR on balance transfers for a whopping 18 months. It’s like having a cash back fairy godmother in your wallet!
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Love to shop on Amazon or at Whole Foods? Well, the Prime Visa has your back! With this card, you get a fabulous 5% cash back on Amazon, Whole Foods, and Chase Travel Portal purchases (Prime Membership and eligible Amazon account required). And the cherry on top? A $60 Amazon gift card as a welcome bonus. It’s a match made in digital shopping heaven!
Alright, Costco fans, listen up! If you’re a member and love shopping on Costco.com, then the Costco Anywhere Visa® Card by Citi is tailor-made for you. This card offers 2% cash back on all Costco.com and Costco purchases, plus a delicious 4% cash back on gas and EV charging purchases (up to $7,000/year). With no annual fee, it’s a no-brainer for every die-hard Costco shopper.
But wait, there’s more! Our list doesn’t stop here. We’ve carefully selected even more credit cards that are perfect for your online shopping sprees. From Bank of America’s Customized Cash Rewards Card to Discover it Cash Back and Chase Freedom Flex, there’s a card for every type of shopper. We’ve even got your back if you need office supplies with the Chase Ink Business Cash Card. And for those who crave purchase protection, the Amex Gold Card is the perfect pick.
🛒 Click here to explore our full list of the best credit cards for online shopping in 2023 🛒
How We Chose the Best Credit Cards for Online Shopping
At Insider, we take our credit card recommendations seriously. Our team of experts evaluated credit cards that offer bonus rewards for online purchases or have bonus categories that overlap with popular online merchants. We geeked out on factors like rewards earning rates, category spending caps, welcome bonuses, annual fees, and other valuable benefits to come up with this kickass list. To get a closer look at our methodology, check out our article on how we rate credit cards.
FAQs – Everything You Need to Know
We know you might still have a few burning questions, and we’re here to help! Let us shed some light on the most common queries:
Q: Which credit card is the best for cash back on U.S. online retail purchases?
A: Look no further than the Amex Blue Cash Everyday Card. With 3% cash back (up to $6,000/year) on U.S. online retail purchases, this card will have you earning cash back like a retail superstar. Say hello to a fatter wallet!
Q: What credit card offers 2% cash back on everything?
A: The Wells Fargo Active Cash Card is the champion of earning 2% cash rewards on every single purchase. No categories, no limits, just cold, hard cash back. The days of playing favorites are over!
Q: Which credit card has a long intro APR and earns 2% cash back?
A: The Citi Double Cash Card is your knight in shining armor! With a 0% intro APR on balance transfers for 18 months and a solid 2% cash back on all purchases, it’s the card that just keeps on giving.
Q: I love shopping on Amazon and Whole Foods. Which credit card should I choose?
A: Say hello to the Amazon Prime Visa Card. Not only do you get a 5% cash back on Amazon, Whole Foods, and Chase Travel Portal purchases, but you also snag a $60 Amazon gift card as a welcome bonus. It’s time to go on a shopping spree!
Q: What credit card is the best for Costco.com purchases?
A: The Costco Anywhere Visa Card by Citi is the king of Costco.com cash back. With 2% cash back on all Costco.com and Costco purchases, plus yummy rewards on gas, restaurants, and travel, you’ll be cashing in on those bulk deals!
Still got questions? Head over to our informative article on credit cards for online shopping for all the juicy details!
Get Ready to Level Up Your Rewards
Shopping online just got a whole lot more exciting! With the right credit card, you can earn some serious rewards while filling up your virtual cart. So, grab your favorite card, put on your shopping cap, and start raking in those rewards. Don’t let those deals slip through your fingers!
🛒 Discover the best credit cards for online shopping in 2023 and start earning rewards today! 🛒
As always, we’d love to hear from you! Have you tried any of these credit cards for online shopping? Share your experiences in the comments below. And remember, happy shopping and happy earning!
Disclaimer: Our experts answer readers’ credit card questions and write unbiased product reviews. In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. The information for the following product(s) has been collected independently by Business Insider: Citi® Double Cash Card, Prime Visa, Chase Freedom Flex℠, U.S. Bank Shopper Cash Rewards™ Visa Signature® Card, Amazon Visa. The details for these products have not been reviewed or provided by the issuer.
