Chase business credit cards offer their highest-ever welcome bonus of $900, which can be worth even more when redeemed as points.

Chase business credit cards offer their highest-ever welcome bonus of $900, which can be worth even more when redeemed as points.

Business Credit Cards: Earn Rewards and Maximize Value

Credit Card

If you have a small business or a side hustle, it’s essential to keep your expenses separate from personal spending, especially during tax season. Not only does this help organize your finances, but it can also earn you additional rewards. The best business credit cards offer bonus points or cash back on common business categories such as office supply stores, internet, and phone services.

Today, we bring you exciting news about two of our favorite business cards: the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card. These cards have just introduced their highest-ever welcome offer, allowing new cardholders to earn more rewards than ever before by meeting a minimum spending requirement.

Elevated Welcome Offers from Ink Business Cash and Ink Business Unlimited

For a limited time (end date unknown), the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card are offering new cardholders a whopping $900 bonus cash back after spending $6,000 on purchases within the first three months of account opening. This offer provides an additional $150 in value compared to the typical welcome bonus. The best part is that you don’t have to meet a higher minimum spending requirement to earn this enhanced bonus.

While these two cards earn cash back, if you have certain other Chase credit cards that earn Chase Ultimate Rewards points, you can convert your cash back into points and redeem them for travel at a higher value. This means that instead of $900 in bonus cash, the welcome offer on the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card could be converted into 90,000 Chase points. According to our points and miles valuations, Chase Ultimate Rewards points are worth an average of 1.8 cents apiece when redeemed for travel, potentially providing a value of up to $1,620 from the welcome offer alone.

Choosing the Right Card for You

Both the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card come with a $0 annual fee and offer an introductory APR of 0% on purchases for the first 12 months, followed by a variable APR of 18.49% – 24.49%.

However, the cards differ in how they earn rewards. If the new welcome offer has caught your attention, but you’re unsure which card is the better fit for you, here’s a breakdown of their individual features.

Ink Business Cash® Credit Card

This card allows you to earn bonus cash back across various business-related spending categories:

  • 5% cash back on the first $25,000 spent annually on combined purchases at office supply stores and on internet, cable, and phone services.
  • 2% cash back on the first $25,000 spent annually on combined purchases at gas stations and restaurants.
  • 1% cash back on all other purchases, with no earning cap.

For more details, refer to our Ink Business Cash card review.

Ink Business Unlimited® Credit Card

Instead of offering bonus cash back on specific spending categories, this card provides a simple earning structure:

  • 1.5% cash back on all purchases, with no earning cap.

If you do not spend a significant amount at office supply stores or on internet, phone, and TV services, the Ink Business Unlimited® Credit Card might be the better option for you. Its straightforward earning structure eliminates the need to keep track of bonus categories and is suitable for those who prefer simplicity.

Check out our Ink Business Unlimited card review and our comparison of the Ink Business Cash vs. Ink Business Unlimited card for more information.

Don’t wait too long to apply for these cards as we are unsure how long this elevated welcome offer will last. Take advantage of this opportunity to maximize your rewards and ultimately save more money!