Marriott Bonvoy Business Credit Card Review 2023
Marriott Bonvoy Business Credit Card Review 2023
Marriott Bonvoy Business® American Express® Card: More Than Just a Credit Card for Small Businesses
The world of credit cards is vast and often overwhelming. With so many options to choose from, it can be a challenge to find the right card that suits your needs and preferences. However, if you are a small-business owner looking to maximize rewards and benefits while saving money, the Marriott Bonvoy Business® American Express® Card is definitely worth considering.
A Card Tailored for Small Businesses
The Marriott Bonvoy Business® American Express® Card is designed specifically for small businesses, requiring you to have a business venture to qualify. Don’t be discouraged if you have a part-time business or a side hustle – this card is still a great pick for you. Whether you are selling items on eBay or dog-sitting, this credit card provides an array of benefits that small-business owners can take advantage of.
The Power of Reward Points
One of the key features of the Marriott Bonvoy Business® American Express® Card is its ability to help you earn reward points from your everyday business expenses. With this card, you can earn 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program, 4x points on eligible purchases at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers, and on U.S. shipping purchases, and 2x points on all other eligible purchases. These points can add up quickly and be redeemed for a variety of rewards.
Annual Free Night Award
While the card does have a $125 annual fee, it offers a valuable perk that offsets the cost and then some. Each year after your card renewal month, you’ll receive a free night certificate, valid at Marriott Bonvoy hotels that cost up to 35,000 points per night. This can easily save you hundreds of dollars on hotel stays. Plus, if you spend $60,000 or more on eligible purchases in a calendar year, you can earn a second free night award with the same maximum points limit.
Elite Status and Other Benefits
Cardholders of the Marriott Bonvoy Business® American Express® Card also enjoy automatic Marriott Gold elite status. This status comes with benefits such as room upgrades upon availability at check-in, 15 elite night credits per year, and a 7% discount off standard rates for reservations of standard guest rooms at hotels participating in the Marriott Bonvoy® program when you book directly. Additionally, the card offers travel and purchase protections, including car rental insurance, baggage insurance, purchase protection, extended warranty, and access to Amex’s Global Assist Hotline.
- Delta credit card gives free checked bag to save $60 per person rou...
- Top Delta Credit Cards 2023
- 2023’s top metal credit cards
Is It Worth It for You?
If you’re still hesitant about the $125 annual fee, there are other Marriott Bonvoy cards to consider. The Marriott Bonvoy Boundless® Credit Card charges a $95 annual fee and offers a similar annual free night certificate. On the other hand, the Marriott Bonvoy Bold® Credit Card has no annual fee but does not provide a free anniversary night. Consider your travel habits, spending patterns, and priorities to determine which card is the best fit for you.
How to Make the Most of Marriott Bonvoy Business® American Express® Card
To fully maximize the benefits of the Marriott Bonvoy Business® American Express® Card, it’s important to understand how to earn and use your reward points effectively. Here are some tips to make the most of this card:
Earning Points
- Use your card for eligible purchases at hotels participating in the Marriott Bonvoy® program to earn 6x Marriott Bonvoy points.
- Take advantage of the 4x points on eligible purchases at restaurants worldwide, U.S. gas stations, wireless telephone services, and U.S. shipping.
- Utilize the 2x points on all other eligible purchases.
- Remember to make $6,000 in purchases within the first six months of card membership to receive the current bonus of three bonus Free Night Awards (each worth up to 50,000 points).
Redeeming Points
- Marriott Bonvoy® points are highly versatile. You can redeem them for stays at over 7,000 hotels worldwide or transfer them to nearly 40 airline partners.
- Keep in mind that the price of an award night varies based on factors such as demand, room rates, and season.
- Aim to redeem points for higher-value stays, such as at luxury properties where cash rates are high, to get the most value out of each point.
Conclusion
The Marriott Bonvoy Business® American Express® Card is a powerful tool for small-business owners, offering a wealth of rewards, benefits, and protections. With its generous welcome bonus, ongoing rewards on various business expenses, and an annual free night certificate, this card can save you money while providing a luxurious travel experience. Take advantage of the exclusive perks and enjoy the world of possibilities offered by the Marriott Bonvoy Business® American Express® Card.
Note: Our experts answer readers’ credit card questions and write unbiased product reviews. In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.
