Sky Blue Credit Repair Review

Sky Blue Credit Repair Review

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If your credit report is riddled with inaccurate information that’s dragging down your FICO score, Sky Blue Credit Repair can come to your rescue. This nationwide credit repair company is based in Boca Raton, Florida, and has been operating since 1989. With their team of experts, Sky Blue disputes credit reporting errors and engages with creditors on behalf of their customers to ensure that bad information is removed.

One of the selling points of Sky Blue Credit Repair is its simplicity. They offer a single service plan that includes all available features for a flat monthly rate of $79, with a one-time setup fee of $79. They also offer a money-back guarantee for the first 90 days, ensuring that if you’re dissatisfied with their service, you can get a full refund of all payments made.

While there is limited feedback online from customers, the existing feedback is generally positive. On Google, Sky Blue Credit Repair has an average rating of 4.4 stars out of five based on over 470 reviews. However, it’s worth noting that there are some negative reviews, with the most common complaint being a lack of results. Nevertheless, unlike some of its competitors who have faced legal troubles, Sky Blue Credit Repair has managed to avoid any issues with the Consumer Finance Protection Bureau.

Now, let’s dive into the plan and features offered by Sky Blue Credit Repair. Unlike other credit repair companies that offer multiple tiers of service at various prices, Sky Blue keeps it simple. Their $79 monthly fee covers all available features, including bureau challenges and inquiry assists, goodwill/creditor interventions, cease and desist letters, debt validation, negotiation, and settlement consultations, identity theft consultation, member support, and credit education. They provide customer support by phone, email, and secure message, ensuring that you have the assistance you need.

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While many credit repair companies offer additional services such as identity theft protection and credit monitoring, Sky Blue Credit Repair focuses solely on credit repair. However, you can find quality versions of those services elsewhere, so their omission shouldn’t be a major factor when considering whether to enroll.

Now, let’s talk finances. Sky Blue charges $79 per month for individuals, with a one-time review/setup fee of $79. Couples or individuals who live together can share a plan at a discounted rate of $119 per month, with a review/setup fee of $119. Your first payment is due six days after enrollment, and monthly charges will begin a month later. These rates are competitive with other credit repair companies.

Furthermore, your Sky Blue Credit Repair plan is backed by a condition-free 90-day refund policy. While the service does not guarantee any specific outcome, they offer a refund up to the amount you’ve paid during your first 90 days of membership if you’re dissatisfied or change your mind. Additionally, you can pause or cancel your membership at any time with no further charges.

To sign up for Sky Blue Credit Repair, you will first need to obtain copies of your credit report from the three major credit bureaus. Review these reports for inaccuracies that you want to dispute. If you prefer not to handle the disputes yourself, you can pass them along to Sky Blue. Keep in mind that you can only challenge information that is inaccurate, unfair, or unverified. Accurate data cannot be removed simply because it negatively affects your credit score.

To enroll with Sky Blue, visit their website and click on the “Get Started” link. You’ll need to provide personal information such as your name, address, and social security number. While payment isn’t due for the first six days, you must still provide a valid credit or debit card during enrollment.

When comparing Sky Blue Credit Repair to its competitors, it stands out with its 35-day dispute cycle, which is 10 days faster than the industry standard. Sky Blue’s nationwide availability is also a plus, as it allows potential customers in states where other companies don’t operate to access their services. However, it’s worth noting that Sky Blue doesn’t promote its successes like other credit repair companies do. While it’s difficult to verify these numbers, they serve as a testament to a company’s track record. Sky Blue’s decision not to advertise its results may leave room for doubt about their effectiveness.

In conclusion, Sky Blue Credit Repair offers a comprehensive and straightforward credit repair service. With their competitive pricing, robust features, and positive customer feedback, they are a strong contender in the credit repair industry. If you’re looking to improve your credit score and eliminate inaccuracies on your credit report, Sky Blue may be the right choice for you.

• credit repair
• Credit Repair Companies
• Sky Blue Credit Repair